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    <description>信易付创始人冯文佳的个人长期内容站，记录支付观察、郑州基本盘、海南实验区与创业复盘。</description>
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      <title>我为什么越来越反感高返现招商？</title>
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      <pubDate>Wed, 20 May 2026 00:00:00 GMT</pubDate>
      <description>高返现看起来热闹，但真正被透支的往往是代理人的判断力和客户信任。</description>
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      <title>支付行业最贵的不是机器，是客户信任</title>
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      <pubDate>Wed, 06 May 2026 00:00:00 GMT</pubDate>
      <description>机器可以换，费率可以谈，但信任一旦失去，再便宜的产品也很难重新被客户接受。</description>
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    <item>
      <title>我为什么创办信易付？</title>
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      <pubDate>Sun, 26 Apr 2026 00:00:00 GMT</pubDate>
      <description>信易付不是从一个漂亮商业计划开始的，而是从一次次客户问题和产品筛选里长出来的。</description>
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    <item>
      <title>我为什么要把公司站和个人站分开？</title>
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      <pubDate>Wed, 08 Apr 2026 00:00:00 GMT</pubDate>
      <description>公司站承载产品和服务，个人站记录观察和判断，二者不能混在一起。</description>
      <category>founder-notes</category>
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    <item>
      <title>为什么郑州仍然是我的基本盘？</title>
      <link>https://www.fengwenjia.com/zhengzhou/why-zhengzhou-basic-market/</link>
      <guid>https://www.fengwenjia.com/zhengzhou/why-zhengzhou-basic-market/</guid>
      <pubDate>Wed, 18 Mar 2026 00:00:00 GMT</pubDate>
      <description>郑州给我的不是想象中的故事，而是客户、渠道、商户和真实生意的日常反馈。</description>
      <category>zhengzhou</category>
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    <item>
      <title>郑州的现实生意，不相信空话</title>
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      <pubDate>Wed, 04 Mar 2026 00:00:00 GMT</pubDate>
      <description>在郑州做一线服务久了，我越来越相信，真正的生意靠的是交付，不是漂亮话。</description>
      <category>zhengzhou</category>
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    <item>
      <title>为什么我把海南当成自己的实验区？</title>
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      <pubDate>Fri, 20 Feb 2026 00:00:00 GMT</pubDate>
      <description>海南给我的不是短期热闹，而是一个重新观察政策、产业和生活节奏的窗口。</description>
      <category>hainan</category>
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      <title>海南不是旅游目的地，而是一个机会观察点</title>
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      <pubDate>Sun, 08 Feb 2026 00:00:00 GMT</pubDate>
      <description>我更愿意把海南看成一个观察新消费、新服务和新人群流动的长期窗口。</description>
      <category>hainan</category>
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      <title>一个传统支付人为什么要拥抱AI工具？</title>
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      <guid>https://www.fengwenjia.com/experiments/traditional-payment-ai-tools/</guid>
      <pubDate>Tue, 20 Jan 2026 00:00:00 GMT</pubDate>
      <description>AI 对我来说不是噱头，而是帮助整理信息、提升判断效率的新工具。</description>
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    <item>
      <title>我为什么愿意持续尝试AI建站？</title>
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      <guid>https://www.fengwenjia.com/experiments/ai-site-building/</guid>
      <pubDate>Thu, 08 Jan 2026 00:00:00 GMT</pubDate>
      <description>AI 建站让我重新理解内容、结构和长期沉淀之间的关系。</description>
      <category>experiments</category>
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    <item>
      <title>我为什么需要海南帮我慢下来？</title>
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      <pubDate>Sat, 20 Dec 2025 00:00:00 GMT</pubDate>
      <description>慢下来不是放松口号，而是让一个长期创业的人重新找回节奏。</description>
      <category>life</category>
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      <title>一个创始人最容易忽略的成本：长期疲惫</title>
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      <pubDate>Mon, 08 Dec 2025 00:00:00 GMT</pubDate>
      <description>长期疲惫不会马上爆发，但它会慢慢影响判断、耐心和对客户的负责能力。</description>
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